Insurance adjuster coming for hail damage? Read this first.
TruRoof, storm and hail damage roof repair in Covington, KY: we meet the adjuster with you.
The adjuster is scheduled. You see dents in your shingles from the hail storm that hit MainStrasse Village and South Covington. You are worried they will call it cosmetic and deny your claim, or only pay for a patch. You need a full roof.
Hail damage looks like small, round dents on shingles, called bruising. It knocks off the protective granules, exposing the asphalt underneath. Over time, the sun bakes the exposed spots, leading to leaks. In Covington, storms from the Ohio River Valley can pelt roofs with hail that is hard to see from the ground. An adjuster might miss it if they do not get up close.
A full roof replacement after hail damage can cost $8,000 to $15,000 depending on the size and pitch of your roof. If your insurance covers it, you only pay your deductible. The key is proving the damage is beyond cosmetic. An adjuster who only sees a few dents might offer a patch. But a roofer who knows the hail patterns in Covington's neighborhoods can show the adjuster the full extent of the damage.
Before the adjuster arrives, call TruRoof. We will inspect your roof, document every dented shingle, and take photos. Then we meet the adjuster with you. We speak the same language as insurance adjusters. We point out the damage, explain the local storm patterns, and make sure the claim reflects the true cost of a full replacement. Do not file a claim without a roofing contractor present.
After the adjuster leaves, you will have a clear path to a new roof. You will sleep easy knowing your home is protected from the next storm. No more leaks, no more stress.
What people in Covington say
"I'm reviewing my two new roofs, on my house and my garage, installed by TruRoof. The company, and Damon Chuke, their representative, helped me work with the insurance company, and with understanding all the details of the whole process. They took out an obsolete chimney, were on time and professional, and the finished roofs and flashing are beautiful. Many compliments from neighbors. Highly recommended by me."
"We have a beautiful condo in a historic building from the 1840s. Late November had a bad leak in the dining room area. I called Britt at TruRoof who came out and inspected the entire roof of the building. He said to do the entire roof could be around $50,000. But then he started laughing and said you need to caulk the area around one of the chimneys. I thought he was nuts, but I did the caulking, which cost me about 25 bucks worth of outdoor caulk, and there are no more leaks. I cannot express my appreciation for his diligence and his honesty. That kind of a company and a person is rare these days. Highly, highly, highly recommend these guys."
"TruRoof did an outstanding job from start to finish. Communication leading up to the start date was great. Once on site and the project started, everything went as discussed, and the crew was very professional."
Other things people in Covington ask
will insurance pay for hail damage to roof
A free hail inspection with photos tells you if there is a claim, and we meet the adjuster so nothing gets missed.
how bad does hail damage have to be to replace a roof
Bruised mat and granule loss are what count. We document hits per test square the way the adjuster does.
what to do if you have roof damage from a storm
Photograph everything, get a tarp on any opening, and get an inspection before you call the insurance company.
missing shingles after storm
Do not climb on the roof. Take photos from the ground. Call a roofing company that handles storm damage. They will check for hidden damage and help you decide if you need a repair or a full replacement.
can I replace shingles myself
You can replace a single shingle if you have the right nails, sealant, and ladder safety gear. But if you break the seal on nearby shingles or nail in the wrong spot, you create a bigger leak. For anything more than one or two shingles, call a roofer.
Ready to talk?
TruRoof handles storm and hail damage roof repair in Covington and the area around it.