Insurance adjuster coming for hail damage? Here's how to get a full roof.
TruRoof storm damage experts in Erlanger, KY — we meet the adjuster with you.
You're in Erlanger, near Doe Run Lake, and after that last storm you saw dings all over your shingles. The insurance adjuster is scheduled. You're afraid they'll call it normal wear and only approve a patch. You need someone who can prove the hail damage is real and get your claim paid for a full roof.
Hail leaves round bruises on shingles that loosen the granules. Over time, those spots let water in. In Erlanger, spring and summer storms can drop hail the size of quarters. That's enough to crack the mat under the shingle. An adjuster who isn't thorough may miss those cracks and write a small check for a few shingles, not the whole roof.
A full roof replacement in Kenton County often runs from $8,000 to $15,000 depending on size and pitch. Your insurance policy should cover it if the damage is from a covered storm. The adjuster's job is to minimize the payout. Without a roofer there, you might get a repair estimate for $2,000. That's not enough. We'll show the adjuster the full extent so your claim matches the policy.
Before the adjuster arrives, call TruRoof. We'll inspect your roof, take photos, and mark every damaged area. Then we'll be there when the adjuster walks the roof. We speak their language and can point out what they might overlook. This one step often makes the difference between a denied claim and a new roof at little cost to you.
After the adjuster leaves, you'll have a fair settlement that covers a new roof. Your home is protected. No more worrying about leaks or finding a roofer you can trust. You just got a new roof paid for by the insurance you've been paying for.
What people in Erlanger say
"I'm reviewing my two new roofs, on my house and my garage, installed by TruRoof. The company, and Damon Chuke, their representative, helped me work with the insurance company, and with understanding all the details of the whole process. They took out an obsolete chimney, were on time and professional, and the finished roofs and flashing are beautiful. Many compliments from neighbors. Highly recommended by me."
"We have a beautiful condo in a historic building from the 1840s. Late November had a bad leak in the dining room area. I called Britt at TruRoof who came out and inspected the entire roof of the building. He said to do the entire roof could be around $50,000. But then he started laughing and said you need to caulk the area around one of the chimneys. I thought he was nuts, but I did the caulking, which cost me about 25 bucks worth of outdoor caulk, and there are no more leaks. I cannot express my appreciation for his diligence and his honesty. That kind of a company and a person is rare these days. Highly, highly, highly recommend these guys."
"TruRoof did an outstanding job from start to finish. Communication leading up to the start date was great. Once on site and the project started, everything went as discussed, and the crew was very professional."
Other things people in Erlanger ask
will insurance pay for hail damage to roof
A free hail inspection with photos tells you if there is a claim, and we meet the adjuster so nothing gets missed.
how bad does hail damage have to be to replace a roof
Bruised mat and granule loss are what count. We document hits per test square the way the adjuster does.
what to do if you have roof damage from a storm
Photograph everything, get a tarp on any opening, and get an inspection before you call the insurance company.
missing shingles after storm
Do not climb on the roof. Take photos from the ground. Call a roofing company that handles storm damage. They will check for hidden damage and help you decide if you need a repair or a full replacement.
can I replace shingles myself
You can replace a single shingle if you have the right nails, sealant, and ladder safety gear. But if you break the seal on nearby shingles or nail in the wrong spot, you create a bigger leak. For anything more than one or two shingles, call a roofer.
Ready to talk?
TruRoof handles storm and hail damage roof repair in Erlanger and the area around it.