Insurance adjuster coming for hail damage? Read this first.
Storm and hail damage roof repair in Florence, KY. What every homeowner should know before the adjuster arrives.
A hailstorm just hit your Florence neighborhood. You have roof damage and the adjuster is on the way. You are afraid they will call it cosmetic and offer a patch, not the full replacement you need. You need someone on your side who can talk to the adjuster and protect your claim.
Hail hits hard in Boone County. After a storm, you may see dents in shingles, loose granules in gutters, or dark spots where the protective layer is gone. Insurance adjusters work for the insurance company, not you. They often look for reasons to pay less. They might say the damage is old or not bad enough. Do not let them be the only ones inspecting your roof.
A roof replacement after hail can take a few days. What you pay depends on your policy and the adjuster's report. If your claim is approved, you typically pay only your deductible. If the adjuster denies it, you could be stuck with the whole bill. The difference often comes down to how well the damage is documented and presented. A roofer who knows insurance claims can make the difference between a patch and a full roof.
Before the adjuster shows up, call TruRoof. We will inspect your roof, take photos, and meet the adjuster at your home. We point out every dent and crack they might miss. We also handle the paperwork so your claim matches your policy. Do not sign anything from the insurance company until we have checked the damage together. This one step can save you thousands.
When it is all done, you have a strong, new roof that handles the next Kentucky storm. You pay your deductible, insurance covers the rest, and you do not worry every time it hails. The adjuster is gone, the paperwork is settled, and your home is protected.
What people in Florence say
"I'm reviewing my two new roofs, on my house and my garage, installed by TruRoof. The company, and Damon Chuke, their representative, helped me work with the insurance company, and with understanding all the details of the whole process. They took out an obsolete chimney, were on time and professional, and the finished roofs and flashing are beautiful. Many compliments from neighbors. Highly recommended by me."
"We have a beautiful condo in a historic building from the 1840s. Late November had a bad leak in the dining room area. I called Britt at TruRoof who came out and inspected the entire roof of the building. He said to do the entire roof could be around $50,000. But then he started laughing and said you need to caulk the area around one of the chimneys. I thought he was nuts, but I did the caulking, which cost me about 25 bucks worth of outdoor caulk, and there are no more leaks. I cannot express my appreciation for his diligence and his honesty. That kind of a company and a person is rare these days. Highly, highly, highly recommend these guys."
"TruRoof did an outstanding job from start to finish. Communication leading up to the start date was great. Once on site and the project started, everything went as discussed, and the crew was very professional."
Other things people in Florence ask
will insurance pay for hail damage to roof
A free hail inspection with photos tells you if there is a claim, and we meet the adjuster so nothing gets missed.
how bad does hail damage have to be to replace a roof
Bruised mat and granule loss are what count. We document hits per test square the way the adjuster does.
what to do if you have roof damage from a storm
Photograph everything, get a tarp on any opening, and get an inspection before you call the insurance company.
missing shingles after storm
Do not climb on the roof. Take photos from the ground. Call a roofing company that handles storm damage. They will check for hidden damage and help you decide if you need a repair or a full replacement.
can I replace shingles myself
You can replace a single shingle if you have the right nails, sealant, and ladder safety gear. But if you break the seal on nearby shingles or nail in the wrong spot, you create a bigger leak. For anything more than one or two shingles, call a roofer.
Ready to talk?
TruRoof handles storm and hail damage roof repair in Florence and the area around it.