Insurance adjuster coming for hail damage? Read this first.
What to do before they arrive, from TruRoof, storm and hail damage roof repair in Ludlow, KY.
You saw dents and missing shingles after that last big storm rolled through Ludlow. Now the insurance adjuster's visit is on the calendar and you're worried they'll just approve a patch job, not the full new roof your home needs. You need someone who knows how to talk to insurance companies to be there with you.
Hail hits your roof and leaves small rounded dents in the shingles, not just big holes. Those dents crack the protective surface so water can sneak in later. The damage shows up as dark spots, missing granules in your gutters, or dings on metal vents and gutters. If you see any of that, the roof may need more than a quick fix.
What you end up getting from insurance depends on the policy, your deductible, and the adjuster's report. A small patch job can cost a few hundred dollars. A full roof replacement in Ludlow can run much higher, especially for older two-story homes in the historic district. The adjuster's job is to settle for the least amount, not to suggest a full replacement.
Before that adjuster walks around your property, call a roofing contractor who handles storm damage every day. TruRoof can meet the adjuster at your house, point out every hail impact, and document it so your claim matches what you're actually owed. Do not file paperwork or let them do a final inspection without a roofer standing right there with them.
Once the claim is settled correctly, you get a roof that keeps water out and looks right. No tarp flapping in the wind. No more worrying every time the sky turns dark. Just a solid roof over your home and the full payout your policy promised.
What people in Ludlow say
"I'm reviewing my two new roofs, on my house and my garage, installed by TruRoof. The company, and Damon Chuke, their representative, helped me work with the insurance company, and with understanding all the details of the whole process. They took out an obsolete chimney, were on time and professional, and the finished roofs and flashing are beautiful. Many compliments from neighbors. Highly recommended by me."
"We have a beautiful condo in a historic building from the 1840s. Late November had a bad leak in the dining room area. I called Britt at TruRoof who came out and inspected the entire roof of the building. He said to do the entire roof could be around $50,000. But then he started laughing and said you need to caulk the area around one of the chimneys. I thought he was nuts, but I did the caulking, which cost me about 25 bucks worth of outdoor caulk, and there are no more leaks. I cannot express my appreciation for his diligence and his honesty. That kind of a company and a person is rare these days. Highly, highly, highly recommend these guys."
"TruRoof did an outstanding job from start to finish. Communication leading up to the start date was great. Once on site and the project started, everything went as discussed, and the crew was very professional."
Other things people in Ludlow ask
will insurance pay for hail damage to roof
A free hail inspection with photos tells you if there is a claim, and we meet the adjuster so nothing gets missed.
how bad does hail damage have to be to replace a roof
Bruised mat and granule loss are what count. We document hits per test square the way the adjuster does.
what to do if you have roof damage from a storm
Photograph everything, get a tarp on any opening, and get an inspection before you call the insurance company.
missing shingles after storm
Do not climb on the roof. Take photos from the ground. Call a roofing company that handles storm damage. They will check for hidden damage and help you decide if you need a repair or a full replacement.
can I replace shingles myself
You can replace a single shingle if you have the right nails, sealant, and ladder safety gear. But if you break the seal on nearby shingles or nail in the wrong spot, you create a bigger leak. For anything more than one or two shingles, call a roofer.
Ready to talk?
TruRoof handles storm and hail damage roof repair in Ludlow and the area around it.