Hail damage on your roof? The adjuster is coming. Here's what to do.
What to do when your roof gets hit by hail in Union, KY. TruRoof can meet the adjuster and document the damage.
You're in Union, KY, maybe near Big Bone Lick or off US-42. Last night's storm left hailstones big enough to dent and crack your roof shingles. The insurance adjuster is scheduled to come. You're worried they'll call the damage cosmetic, offer a patch, and deny a full replacement. That happens too often in Boone County. You need someone who can meet the adjuster, point out the real damage, and make sure your claim covers a proper fix.
Hail hits shingles hard. It knocks off the protective granules. Those bare spots soak up water, then sunlight turns them into cracks and leaks. After a Boone County storm, you might see dents on vents, gutters, or siding too. That's a sign your roof took a beating. Even if the shingles look okay from the ground, the damage could be hiding underneath. An adjuster might miss it if they don't look closely.
Fixing hail damage isn't just a patch job. If your roof is more than 10 years old and has widespread dents, you may need a full replacement. In Union, a new roof can cost from $8,000 to $16,000 or more, depending on size and how many layers need tearing off. Insurance should cover that if the adjuster sees functional damage, not just cosmetic. But many homeowners get stuck with a repair instead of a new roof because the damage wasn't shown clearly. You need someone to document every hit.
Before the adjuster arrives, call TruRoof. We'll inspect your roof for free and create a detailed damage report with photos and measurements. We can meet the adjuster at your home and walk the roof with them, pointing out every dent, crack, and granule loss. We know the insurance language they use. That way, your claim gets a fair shake. Don't let the adjuster inspect the roof alone. You'll be at a disadvantage.
After we handle it, your roof will be watertight and secure. You'll have peace of mind knowing you won't face a leak next winter. Your neighbors might still be fighting their insurance, but you'll be done. A new roof, paid for by your policy, over your head. That's what should happen.
What people in Union say
"I'm reviewing my two new roofs, on my house and my garage, installed by TruRoof. The company, and Damon Chuke, their representative, helped me work with the insurance company, and with understanding all the details of the whole process. They took out an obsolete chimney, were on time and professional, and the finished roofs and flashing are beautiful. Many compliments from neighbors. Highly recommended by me."
"We have a beautiful condo in a historic building from the 1840s. Late November had a bad leak in the dining room area. I called Britt at TruRoof who came out and inspected the entire roof of the building. He said to do the entire roof could be around $50,000. But then he started laughing and said you need to caulk the area around one of the chimneys. I thought he was nuts, but I did the caulking, which cost me about 25 bucks worth of outdoor caulk, and there are no more leaks. I cannot express my appreciation for his diligence and his honesty. That kind of a company and a person is rare these days. Highly, highly, highly recommend these guys."
"TruRoof did an outstanding job from start to finish. Communication leading up to the start date was great. Once on site and the project started, everything went as discussed, and the crew was very professional."
Other things people in Union ask
will insurance pay for hail damage to roof
A free hail inspection with photos tells you if there is a claim, and we meet the adjuster so nothing gets missed.
how bad does hail damage have to be to replace a roof
Bruised mat and granule loss are what count. We document hits per test square the way the adjuster does.
what to do if you have roof damage from a storm
Photograph everything, get a tarp on any opening, and get an inspection before you call the insurance company.
missing shingles after storm
Do not climb on the roof. Take photos from the ground. Call a roofing company that handles storm damage. They will check for hidden damage and help you decide if you need a repair or a full replacement.
can I replace shingles myself
You can replace a single shingle if you have the right nails, sealant, and ladder safety gear. But if you break the seal on nearby shingles or nail in the wrong spot, you create a bigger leak. For anything more than one or two shingles, call a roofer.
Ready to talk?
TruRoof handles storm and hail damage roof repair in Union and the area around it.